Terms of Service

Last updated: April 6, 2026

Acceptance of Terms

These Terms of Service govern your use of Piggy Wise and its services. By accessing and using our website, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree to any part of these terms, you must discontinue your use of our platform immediately.

We reserve the right to modify these terms at any time without prior notice. Your continued use of our services following any changes constitutes your acceptance of the updated terms. We encourage you to review these terms regularly to stay informed of any modifications. These terms apply to all users, including casual visitors and registered members.

User Obligations and Responsibilities

When using our platform, you agree to comply with all applicable laws and regulations. You are responsible for maintaining the confidentiality of any account information and passwords you may create. You agree not to engage in any activity that could damage, disable, or impair our services, including uploading viruses, malware, or any harmful code.

You must not use our platform for unlawful purposes, harassment, defamation, or any activity that violates others’ rights. As a user, you are solely responsible for the content you submit or share. We expect all users to treat our community with respect and professionalism. Violation of these obligations may result in immediate suspension or termination of your access.

Intellectual Property Rights

All content on our platform, including text, graphics, logos, images, and software, is the property of our organization or our content suppliers and is protected by international copyright laws. You are granted a limited, non-exclusive license to view and print materials for personal, non-commercial use only.

You may not reproduce, distribute, transmit, modify, or create derivative works from any content without our express written permission. Any unauthorized use of our intellectual property is strictly prohibited and may result in legal action. We actively protect our trademarks, patents, and proprietary information against infringement and unauthorized use.

Limitation of Liability

Our platform and all content are provided on an “as-is” basis without warranties of any kind, either expressed or implied. We do not guarantee that our services will be uninterrupted, error-free, or completely secure. To the fullest extent permitted by law, we disclaim all warranties, including merchantability, fitness for a particular purpose, and non-infringement.

We shall not be liable for any indirect, incidental, special, or consequential damages resulting from your use of or inability to use our services, even if we have been advised of the possibility of such damages. Our total liability to you is limited to the amount you have paid us, if any. This limitation applies regardless of the cause of action or theory of liability.

Termination of Access

We reserve the right to terminate or suspend your access to our platform at any time, with or without cause, and without notice or liability. Termination may occur if you violate these terms, engage in illegal activity, or for any reason we deem appropriate. Upon termination, your right to use our services ceases immediately.

You may request termination of your account at any time by ceasing use of the platform. We will make reasonable efforts to preserve your data, but we are not obligated to maintain any content after account termination. Certain provisions of these terms, including limitation of liability and intellectual property rights, will survive any termination of your access.